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If you’ve been injured in a St. Petersburg car accident caused by someone else’s negligence, you may be entitled to compensation. But getting an insurance company to pay you fairly is almost never simple.
You may have the right to file a claim or lawsuit if you were hurt in a crash or if you lost a loved one in a fatal collision. At Malki Law, our attorneys are dedicated to protecting your rights and pursuing the maximum recovery available under Florida law.
Call 877-THE-FIRM (877-843-3476) today to schedule a free consultation with an experienced St. Petersburg car accident lawyer.
At Malki Law, we put clients first. We know that after a serious accident, you need more than just legal help you need a team that listens, cares, and fights for you. That’s why we approach every case with compassion and dedication, making sure our clients feel supported from the very first call.
Our attorneys don’t work in isolation. We handle cases as a team, pooling our skills and resources to give you the strongest representation possible. Insurance companies have significant power, but we invest in expert witnesses, accident reconstruction, and trial preparation to level the playing field.
You don’t pay us anything unless we win your case. This allows you to focus on your recovery while we handle the fight for compensation.
Attorney Afram Malki, founder of Malki Law, is a trusted advocate for accident victims throughout St. Petersburg and the surrounding communities. With more than 13 years of experience, Afram has built a reputation for taking on tough cases and standing strong against powerful insurance companies.
He understands the life-changing impact a serious crash can have on an individual and their family. That’s why every case is handled with compassion, determination, and a focus on results. Afram’s courtroom skills, negotiation strength, and client-first approach have helped Malki Law recover tens of millions of dollars for injured clients.
Trial-tested experience in Florida courts
Record of high-value verdicts and settlements
In-depth knowledge of insurance company tactics
Compassionate, client-centered representation
Proven results in maximizing financial recovery
When you choose Malki Law, Afram Malki leads your case supported by a dedicated legal team that works together to protect your rights and secure your future.
Our success isn’t accidental it comes from preparation, resources, and unwavering advocacy. Over the past decade, Malki Law has secured life changing settlements for hardworking people across Florida. Here are a few examples:
$2,900,000 settlement for a client injured in a high-speed rear-end collision. We built a strong case that exceeded expectations and helped her fully recover.
$2,500,000 settlement for a client hit by a drunk driver. After another firm downplayed his case, we stepped in, highlighted the true impact of his injuries, and pushed the insurer to pay what was fair.
$1,250,000 recovery for a client in New Port Richey after a rear-end crash. We filed suit and secured a favorable outcome just before Christmas, allowing the client to purchase a retirement home.
$1,200,000 settlement in a tragic case involving the loss of a child. We fought for liability recognition and delivered closure to a grieving family.
$1,100,000 in coverage for a client when one policy wasn’t enough—we identified additional insurance coverage and secured the maximum amount available.
Every case represents a person or family facing real hardship. At Malki Law, we combine legal skill with compassion to help clients rebuild after devastating accidents. These results show our commitment to thorough investigation, fearless representation, and relentless pursuit of justice.
The people we represent are at the heart of our work. After a serious accident, clients don’t just need legal guidance they need a trusted ally who will stand by them through a difficult time. At Malki Law, we take that responsibility seriously.
We stay in close contact, return calls promptly, and meet clients wherever they feel most comfortable. From the first consultation to the final resolution, we fight with persistence and determination until the case is resolved and justice is secured.
When you’re injured in a crash caused by someone else’s negligence, the insurance company’s goal is to minimize what they pay. At Malki Law, we don’t let that happen. Our attorneys bring the skill, resources, and determination needed to hold insurers accountable and pursue the full compensation you deserve.
We don’t rely on the insurance company’s version of events. Our team secures accident reports, gathers camera footage, and interviews witnesses. When necessary, we work with accident reconstructionists and forensic specialists to uncover the truth and strengthen your claim.
Insurers often try to shift blame onto the victim. We fight back by collecting evidence that shows who is truly responsible. By identifying all liable parties, we protect you from unfair accusations and build a solid foundation for maximum recovery.
You should never face insurance adjusters alone. We take over all communications and negotiations, stopping companies from pushing you into fast, lowball settlements that don’t reflect the true value of your case.
The cost of a serious accident goes far beyond today’s medical bills. We work with doctors, rehabilitation specialists, and financial experts to evaluate how your injuries will affect your health, income, and quality of life in the future. With this information, we pursue compensation that truly reflects your losses.
Car accidents in St. Petersburg can happen anywhere from busy intersections in Downtown to high-speed stretches of I-275. No matter the circumstances, our attorneys have the experience and determination to handle your case.
We represent clients injured in every type of crash, including:
Rear-end collisions
Head-on crashes
Side-impact (T-bone) accidents
Rollovers
Distracted driving accidents
Drunk or impaired driving accidents
Hit-and-run accidents
Speeding and reckless driving collisions
Rideshare accidents involving Uber or Lyft
Crashes with uninsured or underinsured drivers
Fatal accidents resulting in wrongful death claims
Our team investigates each case with precision and builds strong claims designed to maximize compensation. Whether your accident happened in Kenwood, near Tropicana Field, or along the Gulf beaches, we are ready to protect your rights and fight for the recovery you deserve.
A serious crash can impact nearly every part of your life. Florida law gives car accident victims the right to seek compensation for both financial and personal losses. At Malki Law, we carefully calculate every category of damages so your claim reflects the full value of what you’ve lost.
These are the direct financial costs of an accident, including:
Current and future medical bills
Rehabilitation, therapy, and long-term care
Lost income while you recover
Reduced earning capacity if you cannot return to your previous work
Vehicle repair or replacement and other property damage
Not all losses are financial. Injuries also bring physical pain and emotional challenges. Non-economic damages may include:
Pain and suffering
Emotional distress, such as PTSD or anxiety
Scarring or disfigurement
Permanent disability or loss of mobility
Brain, spinal, or other traumatic injuries
Loss of enjoyment of life
If a family member was fatally injured in a crash, your family may be entitled to compensation for:
Funeral and burial costs
Medical expenses tied to the fatal injury
Loss of your loved one’s income and support
Emotional suffering and loss of companionship
In rare cases where a driver acted with extreme recklessness such as drunk driving or excessive speeding Florida law may allow punitive damages. These damages are meant to punish wrongdoers and discourage similar behavior. Depending on the case, they can be up to three times the amount of compensatory damages or $500,000, whichever is greater.
At Malki Law, our St. Petersburg car accident lawyers calculate every dollar you are owed and fight to ensure the insurance company cannot minimize your recovery.
Yes. Florida law gives car accident victims two years from the date of the crash to file a lawsuit. Missing this deadline usually means losing your right to pursue compensation.
For fatal accidents, the rule is similar. Families have two years from the date of death to bring a wrongful death claim.
Because these deadlines are strict, it’s important to speak with a qualified Tampa car accident lawyer as soon as possible after a crash. Early legal help not only protects your right to file but also allows critical evidence to be preserved.
Call 877-THE-FIRM (877-843-3476) today for a free consultation.
One of the most important parts of any car accident case is proving who is responsible. Florida follows a modified comparative negligence rule, which means more than one party can share fault for a crash—including the injured driver.
Here’s how it works under Florida law:
More than 50% at fault → You cannot recover damages from the other party.
50% or less at fault → You can still recover compensation, but your award is reduced by your percentage of fault.
For example, if your damages total $200,000 but a jury finds you 25% at fault for a St. Petersburg accident, your recovery would be reduced to $150,000.
Insurance companies know this law well and often use it to their advantage. They may argue you were mostly to blame in order to minimize what they pay. This is especially common in:
Multi-car collisions on I-275 or U.S. 19
Intersection crashes near Central Avenue or 34th Street
Pedestrian and bicycle accidents in busy downtown areas
At Malki Law, we don’t let insurers shift unfair blame onto our clients. We conduct independent investigations, gather witness statements, review police reports, and bring in experts when needed. Our goal is to make sure responsibility is placed where it belongs and to maximize the compensation you receive.
Liability after a car accident in Florida depends on who caused the crash and how fault is assigned under the state’s comparative negligence rule. In many cases, more than one party may be responsible for the injuries.
Potentially liable parties can include:
Negligent drivers – Speeding, distracted, or impaired drivers often bear the largest share of responsibility.
Employers or companies – If the at-fault driver was working at the time, their employer may also be liable.
Vehicle manufacturers – A defective part, such as faulty brakes or airbags, may make the manufacturer responsible.
Government entities – Poorly maintained roads, missing signage, or unsafe intersections can place liability on the city, county, or state.
Property owners – In some cases, dangerous private property conditions may contribute to a crash.
At Malki Law, we investigate every angle to identify all possible sources of compensation. By holding each liable party accountable, we strengthen your case and maximize the amount of money available for your recovery.
Florida follows a modified comparative negligence rule. This means you can recover damages for a car accident as long as you are no more than 50% responsible.
If you are found partially at fault, your compensation will be reduced in proportion to your percentage of fault. For example:
If you are 10% at fault in an accident worth $100,000, your recovery will be reduced by $10,000.
Insurance companies often try to exaggerate a victim’s share of fault to reduce payouts. That’s why it’s important to have experienced representation.
Getting a traffic ticket after a crash does not automatically prove fault. A citation is simply an allegation and cannot be used in court as evidence of liability.
Insurance companies may attempt to use tickets, police reports, or even your statements to law enforcement as leverage. These tactics are designed to pressure victims into accepting less compensation. In reality, tickets and police reports are inadmissible in court as proof of fault.
Understanding this distinction is key to protecting your rights after a crash.
Insurance companies are not on your side after a crash. Their priority is protecting profits, not paying you what you deserve. Adjusters are trained to minimize claims, delay the process, and pressure victims into accepting low settlements.
At Malki Law, we handle the insurance company for you so you don’t have to worry about the games they play.
Here’s how we help:
Take over communication – We deal directly with the adjusters, so you don’t get tricked into saying something that hurts your claim.
Push back against delays – If the insurer tries to stall, we move your case forward with legal action when necessary.
Fight lowball offers – We calculate the full value of your case, then negotiate aggressively for the settlement you deserve.
Prepare for trial – Insurance companies know we’re ready to go to court. That pressure often leads to fairer offers.
After a St. Petersburg car accident, it’s critical that you don’t sign anything, give a recorded statement, or accept an offer without speaking to an attorney. Once you accept, you give up the right to pursue more money later even if your costs are much higher than expected.
At Malki Law, we protect you from these tactics, giving you the peace of mind to focus on recovery while we fight for maximum compensation.
Insurance adjusters may ask you for a recorded statement soon after the crash. You are not required to provide one. Anything you say could be taken out of context and used against you.
Insurers often make quick settlement offers before you know the full extent of your injuries. Accepting too early can leave you without enough money to cover long-term medical treatment, lost wages, or future care needs.
Even casual comments like “I’m sorry” can be twisted into an admission of fault. Stick to the facts and avoid discussing blame.
At Malki Law, we deal with insurance companies every day. Our attorneys take over all communication with the insurer, handle the paperwork, and negotiate aggressively for the compensation you deserve. We know their tactics and we don’t let them take advantage of accident victims.
If you were injured in a Tampa car accident, don’t face the insurance company alone. Call 877-THE-FIRM today for a free consultation and let us fight to protect your rights.
Insurance companies are not on your side after a car accident no matter how helpful their representatives may sound. Their business model depends on collecting premiums and paying out as little as possible when accidents happen. This means their adjusters are trained to look for ways to delay, deny, or devalue your claim.
Delays: Stretching out the process so you feel pressured to accept less.
Paperwork Traps: Asking for endless documents or unnecessary forms to frustrate you.
Downplaying Injuries: Claiming your injuries are “minor” or unrelated to the accident.
Blame Shifting: Suggesting you were partially or fully responsible to reduce what they owe.
The sooner you bring in our team at Malki Law, the less chance the insurance company has to use these tactics against you. We step in immediately to handle all communication, demand accountability, and push back when insurers try to minimize your case.
If you’ve already given a statement or started the claims process, don’t panic. Our attorneys can review what’s happened, correct any missteps, and take over negotiations moving forward. At Malki Law, we know every trick insurers use, and we know how to fight back. Call 877-THE-FIRM today for a free consultation and let us protect your claim from day one.
Car accidents are frequent across the Tampa Bay region, but the numbers show that St. Petersburg faces serious risks of its own.
St. Petersburg (2020): Over 7,500 crashes, causing more than 250 serious injuries and 28 fatalities.
Pinellas County (which includes St. Pete): More than 14,000 crashes in a single year, leading to 8,400+ injuries and 108 deaths.
Tampa (Hillsborough County, 2024): Nearly 26,300 crashes, with 16,000 injuries and over 200 fatalities—an average of 72 crashes every day.
While Tampa records higher numbers overall, the per-capita impact in St. Petersburg is significant. With busy roads like I-275, U.S. 19, and 34th Street running through the city, accidents can happen at any moment. Whether in Tampa or St. Pete, the outcome is the same: injured victims face mounting medical bills, lost wages, and lasting emotional strain.
That’s why having a trusted local advocate is critical. At Malki Law, we know the roads, the risks, and the tactics insurance companies use to minimize payouts. We bring over 13 years of experience and a proven record of multi-million-dollar results to every case.
Driving through certain areas near St. Petersburg introduces risks that go beyond just traffic some intersections have crash rates that far exceed the norm.
While not directly in St. Pete, these nearby intersections remain important comparisons for motorists across the region:
Sheldon Road & Waters Avenue West – Over 100 crashes reported.
Anderson Road & Waters Avenue West – Just over 100 recorded collisions.
Waters Avenue West & Hanley Road – Nearly 100 crashes happened at this busy junction.
These intersections form what’s sometimes called Tampa’s “Hillsborough Triangle,” a high-risk traffic zone.
Additionally, key roads like I‑4, notorious for high speeds and congestion, remain among the most dangerous highways in the area.
Region-wide risk: A crash in south Pinellas may still involve a driver who passed through these high-risk Tampa corridors.
Bike and pedestrian safety concerns: The Tampa–St. Pete metro ranks among the top in the U.S. for pedestrian deaths—a reminder that road design impacts everyone.
Strategic legal insight: Understanding dangerous areas gives your legal team a better grasp of accident patterns and insurance tactics.
St. Petersburg may not have the same population as Tampa, but accidents here happen just as frequently. With busy roads like U.S. 19, I-275, 34th Street, and Central Avenue, traffic patterns in St. Pete create serious risks for drivers, bicyclists, and pedestrians.
Distracted Driving
Phone use, GPS adjustments, or other distractions are the top cause of collisions in Pinellas County. Even a moment of lost focus can lead to a crash on congested corridors like 34th Street or 66th Street.
Speeding
Speeding is especially dangerous on U.S. 19, where crashes are often severe or fatal. High speeds reduce reaction time and make avoiding accidents nearly impossible.
Impaired Driving
St. Petersburg has a vibrant nightlife, and unfortunately, DUI-related accidents remain a major issue. Alcohol or drug impairment is a frequent factor in serious and fatal crashes.
Aggressive Driving
Tailgating, weaving between lanes, and running red lights are common in heavy traffic areas like downtown St. Pete and near I-275. Aggressive behavior puts everyone on the road at risk.
Intersections in St. Pete such as those along Central Avenue or near the Howard Frankland Bridge exits see frequent failure-to-yield crashes. Left-turn collisions are a major contributor to local injury statistics.
Other Contributing Factors
Drowsy driving, especially during late-night commutes.
Poor road design or maintenance, including potholes and faded lane markings.
Pedestrian density, especially near Beach Drive and Central Ave, leading to higher accident rates.
These causes aren’t just statistics they’re the patterns insurance companies exploit to minimize payouts. At Malki Law, we know the common causes of St. Petersburg accidents and use that knowledge to build stronger claims, prove liability, and secure maximum recovery for our clients.
Even though St. Pete isn’t Tampa, traffic patterns and behaviors overlap especially via I-275, Howard Frankland Bridge, and major corridors. Knowing these crash causes helps us build stronger cases by showing liability through common, documented behaviors.
At Malki Law, we bring deep knowledge of regional crash patterns into every case. If your collision stems from distraction, speed, impairment, aggressive behavior, or other common causes, we’re ready to build a compelling claim for your recovery.
Car accident injuries can result from crushing forces, being struck by objects, hitting hard surfaces inside the vehicle, or being ejected during a crash. These injuries range from minor to catastrophic and can have long-term consequences.
The actions you take immediately after a crash can make a major difference in both your health and your ability to recover compensation. If you’re involved in an accident in St. Pete, here’s what to do:
Move to a safe location if possible, check for injuries, and call 911. Even minor crashes should be reported so there is an official record.
Always seek medical treatment, even if you feel fine. Some injuries, such as concussions or soft tissue damage, don’t show symptoms right away. Seeing a doctor protects your health and documents your injuries for the claim.
Florida law requires you to report most car accidents. Police will create a crash report that is vital evidence for your insurance claim or lawsuit.
If it’s safe, collect:
Photos of vehicles, injuries, and road conditions
Names and contact info of witnesses
The other driver’s insurance and license information
Report the accident to your insurer, but keep your statements brief. Avoid admitting fault or speculating about what happened.
Insurance adjusters may contact you quickly and push for a recorded statement or a low settlement. Politely decline until you’ve spoken to a lawyer.
The sooner you call Malki Law, the sooner we can protect your rights. We’ll handle communications with the insurance company, investigate your accident, and fight for the full compensation you deserve.
If you or someone you love has been injured in a St. Petersburg car accident, you don’t have to face the aftermath on your own. Our dedicated St. Petersburg car accident lawyers are ready to guide you through the process, protect your rights, and fight for the compensation you deserve.
Call 877-THE-FIRM today to schedule a free, no-obligation case review with an experienced attorney.
